The AI Platform For
Smarter Cashflow

The AI
Platform For
Smarter Cashflow

The AI Driven B2B Platform, that gives you and your network access to a range of products and services that rapidly improve cashflow

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View Products

About Paytopia

Global Payments Portal

Accept card and bank payments globally to accelerate cashflow.

Global Payments Portal

Accept card and bank payments globally to accelerate cashflow.

Global Payments Portal

Accept card and bank payments globally to accelerate cashflow.

Global Payments Portal

Accept card and bank payments globally to accelerate cashflow.

AI Driven Receivables & Collections

Recover more, faster and cheaper with empathetic, automated workflows across channels, languages, currencies, with built in escalation paths .

AI Driven Receivables & Collections

Recover more, faster and cheaper with empathetic, automated workflows across channels, languages, currencies, with built in escalation paths .

AI Driven Receivables & Collections

Recover more, faster and cheaper with empathetic, automated workflows across channels, languages, currencies, with built in escalation paths .

AI Driven Receivables & Collections

Recover more, faster and cheaper with empathetic, automated workflows across channels, languages, currencies, with built in escalation paths .

Fast Working Capital

Instantly receive indicative offers from approved lenders, unlock cash tied up in receivables, and track transparent drawdowns easily.

Fast Working Capital

Instantly receive indicative offers from approved lenders, unlock cash tied up in receivables, and track transparent drawdowns easily.

Fast Working Capital

Instantly receive indicative offers from approved lenders, unlock cash tied up in receivables, and track transparent drawdowns easily.

Fast Working Capital

Instantly receive indicative offers from approved lenders, unlock cash tied up in receivables, and track transparent drawdowns easily.

Expert Debt Advice

On-demand restructuring and turnaround expertise from the world’s leading advisors delivering support when you need it most.

Expert Debt Advice

On-demand restructuring and turnaround expertise from the world’s leading advisors delivering support when you need it most.

Expert Debt Advice

On-demand restructuring and turnaround expertise from the world’s leading advisors delivering support when you need it most.

Expert Debt Advice

On-demand restructuring and turnaround expertise from the world’s leading advisors delivering support when you need it most.

Pi - AI Copilot

Guides payers through their portal journey, recommends next-best actions, personalises tone, and communicates on your behalf with always-on intelligence to your customers in any language across the globe 24/7.

Pi - AI Copilot

Paytopia Wallet

Invite contacts with links; when they join, earn network credits automatically through your Paytopia Wallet as they use products and services on the platform.

Paytopia Wallet

Invite contacts with links; when they join, earn network credits automatically through your Paytopia Wallet as they use products and services on the platform.

Paytopia Wallet

Invite contacts with links; when they join, earn network credits automatically through your Paytopia Wallet as they use products and services on the platform.

Paytopia Wallet

Invite contacts with links; when they join, earn network credits automatically through your Paytopia Wallet as they use products and services on the platform.

Our Products

One Platform.
4 Powerful Products

From automating receivables collection to accessing funding and expert advice, everything happens in one portal – while you earn network credits.

Receivables & Collections Reinvented

Debt Recovery
Reinvented

AI-driven outreach that recovers more, costs less, and protects relationships through empathetic AI voice communications. No bad day, no awkward discussions just outcome focused interactions that get you paid. No win No Fee from 0.1% - 2%. Global checkout, multi-language, multi-currency. Escalate to legal when required.

AI Workflows

60+ Languages & Currencies

24/7 Support

Working Capital On Demand

Working Capital
On Demand

Instant working-capital options from a panel of reputable approved lenders with an instant AI analysed credit report to get you the best funding outcome.

5-minute onboarding

Instant Credit Report

Fast Decisions

Instant Debt Advice

Instant
Debt Advice

On-demand access to turnaround and restructuring specialists when businesses find themselves in financial difficulty – providing the support when you need it most.

Expert Network

Professional Advice

Rapid Triage

Earn Network Credits

Global Payment
Capabilties

Each linked organisation that signs up to EvoCollect, Funding Line or Instant Advisor generates network credits that are shared back to the community and paid directly into your Paytopia Wallet.

Stripe Integrated

Global Checkout

Reminders & Links

Your Guide To Paytopia

Meet Pi
Our AI Agent

Your built-in guide to smarter cashflow. Pi helps you navigate the portal, makes sense of your data, and points you toward the best products, services and strategies.

Join Now

Get Started

4 Simple Steps.
Rapidly Improve Cashflow

Create an account, connect Stripe, and go live in minutes. Run AI collections, global payments, funding and on-demand advice in one place—optimised by Pi—then invite contacts to build your network and earn network credits paid straight into your Paytopia wallet.

Step 1

Analyzing current workflow..

System check

Process check

Speed check

Manual work

Repetative task

Analyzing current workflow..

System check

Process check

Speed check

Manual work

Repetative task

Analyzing current workflow..

System check

Process check

Speed check

Manual work

Repetative task

Step 2

Select

Choose your products.

class AutomationTrigger:
def __init__(self, threshold):
self.threshold = threshold
self.status = "inactive"

def check_trigger(self, value):
if value > self.threshold:
self.status = "active"
return "Automation triggered!"
else:
return "No action taken."
def get_status(self):
return f"Status: {self.status}"
class AutomationTrigger:
def __init__(self, threshold):
self.threshold = threshold
self.status = "inactive"

def check_trigger(self, value):
if value > self.threshold:
self.status = "active"
return "Automation triggered!"
else:
return "No action taken."
def get_status(self):
return f"Status: {self.status}"

class AutomationTrigger:
def __init__(self, threshold):
self.threshold = threshold
self.status = "inactive"

def check_trigger(self, value):
if value > self.threshold:
self.status = "active"
return "Automation triggered!"
else:
return "No action taken."
def get_status(self):
return f"Status: {self.status}"
class AutomationTrigger:
def __init__(self, threshold):
self.threshold = threshold
self.status = "inactive"

def check_trigger(self, value):
if value > self.threshold:
self.status = "active"
return "Automation triggered!"
else:
return "No action taken."
def get_status(self):
return f"Status: {self.status}"

class AutomationTrigger:
def __init__(self, threshold):
self.threshold = threshold
self.status = "inactive"

def check_trigger(self, value):
if value > self.threshold:
self.status = "active"
return "Automation triggered!"
else:
return "No action taken."
def get_status(self):
return f"Status: {self.status}"
class AutomationTrigger:
def __init__(self, threshold):
self.threshold = threshold
self.status = "inactive"

def check_trigger(self, value):
if value > self.threshold:
self.status = "active"
return "Automation triggered!"
else:
return "No action taken."
def get_status(self):
return f"Status: {self.status}"

Step 3

Send

Share links with your network either through automated payment reminders or as invitations to your contacts.

Our solution

Your stack

Our solution

Your stack

Our solution

Your stack

Step 4

Report

Keep track of your receivables, funding, advisory and paytopia wallet through our reporting dashboards.

Chatbot system

Efficiency will increase by 20%

Workflow system

Update available..

Sales system

Up to date

Chatbot system

Efficiency will increase by 20%

Workflow system

Update available..

Sales system

Up to date

Chatbot system

Efficiency will increase by 20%

Workflow system

Update available..

Sales system

Up to date

Testimonials

Why Companies
Love Paytopia.

Real outcomes from businesses who collect their receivables faster, protect relationships, and grow through improved cashflow solutions.

"Customers now pay in their own language and currency. Reconciliation is instant and our team finally has visibility."

Mark Evans

Northshore Manufacturing (EU & UK)

"Customers now pay in their own language and currency. Reconciliation is instant and our team finally has visibility."

Mark Evans

Northshore Manufacturing (EU & UK)

"Customers now pay in their own language and currency. Reconciliation is instant and our team finally has visibility."

Mark Evans

Northshore Manufacturing (EU & UK)

FundingLine gave us fast, transparent options during a seasonal squeeze—no endless forms, just clear offers and a clean dashboard.”

Sophia Martinez

CFO, Atlas Wholesale (UK)

FundingLine gave us fast, transparent options during a seasonal squeeze—no endless forms, just clear offers and a clean dashboard.”

Sophia Martinez

CFO, Atlas Wholesale (UK)

FundingLine gave us fast, transparent options during a seasonal squeeze—no endless forms, just clear offers and a clean dashboard.”

Sophia Martinez

CFO, Atlas Wholesale (UK)

“When a key client hit distress, Instant Advisor aligned actions across legal and collections. We protected revenue and the relationship.”

David Reynolds

Managing Partner, Beacon Services Group (UK)

“When a key client hit distress, Instant Advisor aligned actions across legal and collections. We protected revenue and the relationship.”

David Reynolds

Managing Partner, Beacon Services Group (UK)

“When a key client hit distress, Instant Advisor aligned actions across legal and collections. We protected revenue and the relationship.”

David Reynolds

Managing Partner, Beacon Services Group (UK)

We went live in minutes and stopped manual chasing. Paytopia’s AI flows recovered invoices while keeping client relationships intact.”

Laurence Gregg

Finance Director, Helios SaaS (UK)

We went live in minutes and stopped manual chasing. Paytopia’s AI flows recovered invoices while keeping client relationships intact.”

Laurence Gregg

Finance Director, Helios SaaS (UK)

We went live in minutes and stopped manual chasing. Paytopia’s AI flows recovered invoices while keeping client relationships intact.”

Laurence Gregg

Finance Director, Helios SaaS (UK)

FAQs

Got Questions?
We've Got Answers

Quick answers to your Paytopia questions.

Is Paytopia self-serve?

Where can I use it?

How much does EvoCollect cost?

Do I need a payments provider?

What if legal action is required?

Is Paytopia self-serve?

Where can I use it?

How much does EvoCollect cost?

Do I need a payments provider?

What if legal action is required?

Is Paytopia self-serve?

Where can I use it?

How much does EvoCollect cost?

Do I need a payments provider?

What if legal action is required?

The AI Platform For Smarter Cashflow

The AI Platform For Smarter Cashflow

The AI Platform For Smarter Cashflow

One Platform.4 Powerful Products

Receivables & Collections Reinvented