Embedded Finance
For B2B Payments.
Embedded Finance
For B2B Payments.
Get paid today. Let your buyers pay in 90 days — built into checkout.
Get paid today. Let your buyers pay in 90 days — built into checkout.
Get paid today. Let your buyers pay in 90 days — built into checkout.
Trusted by leading B2B Suppliers. Loved by SME's.
Trusted by leading B2B Suppliers. Loved by SME's.
How It Works
How It Works
How It Works
How It Works
01
Send the link
Send a Paytopia payment link. No change to your collections workflow.
01
Send the link
Send a Paytopia payment link. No change to your collections workflow.
01
Send the link
Send a Paytopia payment link. No change to your collections workflow.
02
Get paid instantly
Funds land the same day. No deductions. No card fees.
02
Get paid instantly
Funds land the same day. No deductions. No card fees.
02
Get paid instantly
Funds land the same day. No deductions. No card fees.
03
Buyer pays later
Buyers pay up to 90 days later. Automatically.
03
Buyer pays later
Buyers pay up to 90 days later. Automatically.
03
Buyer pays later
Buyers pay up to 90 days later. Automatically.
Why Paytopia
Why Paytopia
With Paytopia
Without
Instant supplier payout
Instant supplier payout
Instant supplier payout
No chasing payments
No chasing payments
No chasing payments
No balance sheet exposure
No balance sheet exposure
No balance sheet exposure
Fully embedded at checkout
Fully embedded at checkout
Fully embedded at checkout
Predictable cashflow, everytime
Predictable cashflow, everytime
Predictable cashflow, everytime
Higher checkout conversion
Higher checkout conversion
Higher checkout conversion
Pay in 90 days
Pay in 90 days
Pay in 90 days
A familiar checkout. Clear terms. One repayment date.
Buyers see Paytopia alongside card and bank transfer,
choose “Pay in 90 days”, and complete checkout in minutes.
A familiar checkout. Clear terms. One repayment date.
Buyers see Paytopia alongside card and bank transfer,
choose “Pay in 90 days”, and complete checkout in minutes.
Buyer Experience
Buyer Experience
Buyer Experience
Supplier Value
Supplier Value
Supplier Value
What suppliers get
What suppliers get
What suppliers get
Immediate cashflow
Credit risk transferred away
No collections effort
Offer Pay Later without becoming a lender
Immediate cashflow
Credit risk transferred away
No collections effort
Offer Pay Later without becoming a lender
Launching Q2 2026
Launching Q2 2026
Limited early access for suppliers and buyers ready to simplify B2B payments.
Limited early access for suppliers and buyers ready to simplify B2B payments.